January 11, 2011 – 12:24 pm
I was halfway to Quartzsite, had a meltdown and ran home to my husband. I am having a harder time being away from him right now.
I’ve decided/felt/realized that I need to start giving away 10% of my gross income each month, so will also include that in my budget this year. (Dave Ramsey says he [...]
January 5, 2011 – 5:00 am
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My biggest goal for 2011 is to be completely out of credit card debt. I have one card left:
American Express: -$29,158.08
I cut some big expenses over the last two years, but didn’t ever do a hard budget. I’ve just used my debit card for everything and whatever was left at the end of the month [...]
December 28, 2010 – 5:00 am
I think most of you know that I love my Mini, but since some of you are still in the shopping stage, I wanted to give you a hindsight review of my RV choice.
What I love:
It it really easy to drive. I am in love with the Sprinter!
Averaging 15mpg. (Some say they do better, but [...]
December 13, 2010 – 5:00 am
I’d rather not post this because I’m gagging on the numbers. That said, this exercise is not one in which I am intending to show you how ‘frugal’ I am, but more along the lines of when I posted “I can’t believe I am a drunk.”
Moving out of my house and into my RV did [...]
November 9, 2010 – 5:00 am
I’ve been really sick. (Warning to solo travelers – always have any and all medicines you think you might need in your RV!) So, I’ve been laying in bed trying to figure out what I’m spending each month.
Here are some very rough numbers from last month in case you are interested.
October:
RV Insurance: $98
Diesel Fuel: $334
RV [...]
October 1, 2010 – 5:00 am
After starting with over $51,000 in credit card debt on three cards, I am now down to $32,000 on one card!
Credit Card Debt:
American Express: $31,997
My interest expense on that card is about $250 a month, so maybe my interest rate is higher than I thought? I thought it was prime plus 3%.
I have been [...]
September 2, 2010 – 5:00 am
Before I started blogging, I had about $51,000 in credit card debt that broke down, roughly, as:
American Express: $32,000
Bank of America: $14,000
Bank of America: $5,000
By October of 2009, I had decreased my debt to almost $45,000 that broke down as:
American Express: $31,011
Bank of America: $13,588
Bank of America: $0
When I bought my Mini in March of [...]
I’m averaging about 15mpg, but it seems to be improving. I’ve heard these Mercedes Benz diesel engines get better after about 20K miles. (I bought it with 8,700 and have about 13,800 now.)
(Editor’s note: Apologies if you got an email with an old post yesterday. I was trying to take two posts off of private and they re-posted.)
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Realizing that in my neighborhood home prices were going down and rent prices were going up, I decided to take my home off the market and list it for rent [...]
February 4, 2010 – 6:00 am
I need to take a short break from this blog. I am sick of myself and my writing is starting to feel like narcissistic navel gazing.
All of my plans are still on. But, of course, I need to be more flexible and patient with regard to this journey. (Two things that seem to be a [...]
February 2, 2010 – 6:00 am
I’m calling two banks today to apply for financing for my RV purchase.
I’m calling a tiny bank I’ve used for years in Northern Michigan and a tiny bank we used to buy my husband’s house on the Gulf Coast.
I’m not sure how the financing is going to look for me. My credit scores for the [...]
January 25, 2010 – 6:00 am
On Friday, I drove almost 500 miles to test drive an RV. On Saturday I drove 250 miles to the Gulf. On Sunday I drove 250 miles back. I need to remember that part of my RV fantasy is that I love driving. My conundrum has been this:
I might not be able afford the [...]
January 13, 2010 – 6:00 am
I’m up late and up early to prepare for the photography session for my house.
Ann, my agent, is here before the photographer ‘just to see how things look.’ Her quick preview evolves into her sweeping the entire street in front of my house and hauling off bags of leaves. (Not my yard – the street. [...]
January 11, 2010 – 6:00 am
I bought my house for $262,00 in June of 2007. (There were multiple bids on the house, so I overbid the asking price of $259,000.)
The original structure was a 630 sq ft one bedroom/one bath home built in 1943.
When I bought my house, someone had already added about 250 sq ft in a big room [...]
January 6, 2010 – 6:00 am
If you’ve been reading for a while, you’ll remember that I used to have panic attacks about this blog. (I mean, really serious anxiety attacks where I almost deleted the whole thing in the middle of the night because I was freaking out.)
I was thinking about this because yesterday Joey (the only person who reads [...]
